I've just been writing my latest newsletter for Quick Formations, and part of the story for this newsletter is that the company turns 10 years old in September; and the newsletter had a very big risk …
Do you deserve it?
As we head into 2012, a year when so money business experts and analysts are predicting tougher times ahead, I can't help but worry about much of the younger generation who have grown up in a world of …
Where money comes from.
On Twitter this evening I had a very brief conversation with @Aceofwaste about the Greek debt and the effect them defaulting on their debt would have on the European banks, and it made me think. Think …
The bank is not your enemy
There has been so much negative press about banks lately, and yes I know that the people at the top have made some very big mistakes, but I still don't get this whole the bank is the bad guy thing …
Are the banks really not lending?
This morning I was at a breakfast meeting and bumped into my bank relationship manager from RBS whilst I was mid conversation with a relationship manager from Clynsedale Bank. We were having a …
Deeper & Deeper in Debt
I have a very personal dislike of debt, or credit, depending on your perspective. Yet it is a very important part of business life, and when you are small business having your credit terms abused by …